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Last updated December 30th, 2024
Welcome to Personal Quant. We are so glad that you are here. Make yourself comfortable and have a good time, but please follow our terms.
PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. BY ACCESSING OR USING OUR SITE OR OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND TERMS INCORPORATED HEREIN BY REFERENCE. IT IS THE RESPONSIBILITY OF YOU, THE USER, TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE OUR PRODUCTS.
The present Terms of Service (this “Terms of Service” or “Terms”) is a legal agreement between you and Personal-Quant (hereinafter “Personal-Quant,” “Quant,” “us” “our“). These terms govern your use of Quant’s Site.
OVERVIEW
The website http://personal-quant.com/ (the “Site”) is offered by Quant, including all the information, tools, and Services to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.
By visiting Quant’s Site, you acknowledge and agree to the following specific offerings, our “Services” and agree to be bound by the following terms and conditions. Quant provides comprehensive solutions in the realm of financial algorithm development, which include coding custom algorithms tailored to your investment strategies, back testing these algorithms against historical market data to evaluate their performance, and conducting thorough risk analytics to assess factors of risk or key drivers and optimize risk management. Additionally, Quant assists in the implementation of these algorithms into your trading systems, ensuring seamless integration and functionality. Please note that while Quant strives to deliver high-quality services, all financial investments carry inherent risks, and Quant do not guarantee specific outcomes or profits. These Terms apply to all users of our Site, including without limitation users who are browsers, customers and/or contributors of content.
Please read these Terms carefully before accessing or using Quant’s Site. If these Terms are considered an offer, acceptance is expressly limited to these Terms.
Any new features or tools which are added to the current Site shall also be subject to the Terms. You can review the most recent version of the Terms at any time on this page. Quant reserves the right to update, change or replace any part of these Terms by posting updates and/or changes to our website. Quant will alert you about any changes by updating the “Last updated” date of these Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to check this page periodically for changes. Your continued use of or access to the Site following the posting of any changes constitutes acceptance of those changes.
TABLE CONTENT
1. GENERAL TERMS
By using the Site, you acknowledge and consent to the binding nature of the Terms (including the Privacy Policy). It is important to note that Quant reserves the right to modify these terms as deemed necessary.
You may not use our Site for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).
2. YOUR PRIVACY
When you use our Services, you consent to the processing of your information as described in our Privacy Policy, review it at personal-quant.com/privacy-policy/. Please note that if you provide Quant with personal data of third parties, such as other users of the Services, this data will also be subject to the same policy.
3. YOUR REPRESENTATIONS
By using the Site, you represent and warrant that:
all information you submit will be true, accurate, current, and complete
You will maintain the accuracy of such information and promptly update such information as necessary;
You have the legal capacity, and you agree to comply with these Terms;
You will not access the Site through automated or non-human means, whether through a bot, script or otherwise;
You will not use the Site for any illegal or unauthorized purpose; and
Your use of the Site will not violate any applicable law or regulation.
In the event that you provide any information that is untrue, inaccurate, outdated, or incomplete, Quant reserves the right to terminate your service and to refuse any and all current or future access to the Services, in whole or in part. Any submission of misleading or incorrect information to this Site shall absolve Quant of any legal liability and shall not be deemed a violation of applicable laws concerning the accuracy of user-provided information. Furthermore, such actions shall impose liability solely upon the individual or entity that knowingly submits or inputs erroneous or unlawfully misrepresented information, to the fullest extent permitted by law.
4. PRICING AND LIMITATION OF SUPPORT
The cost of each service will be determined after a discovery call, with the final pricing communicated to you prior to commencement of Services. The prices are determined based on the local tariff at the time of quoting and converted using the prevailing foreign-exchange rate from various public sources. If a currency converter is available, the rates should be considered as rough estimates only. These rates are not verified and may vary in reality. The currency quotes might not be updated daily, and Quant does not guarantee their accuracy. Quant will not be held responsible if prices change due to fluctuations in currency exchange rates.
Any additional support, including consulting or modifications requested by you after the completion, will be subject to further evaluation and may incur additional fees. Upon seeking ongoing support or changes beyond the initial scope will need to submit a new request, which will be assessed and priced as a completely new service.
5. CANCELLATIONS
Once you book for service, you generally cannot change or cancel your booking and receive a refund, unless stated otherwise in the terms and conditions. If you request changes, it is up to the Quant’s discretion to accommodate them. Change requests must be made online (via email) through the Site. Quant does not guarantee the success of change requests, and if Quant does not accept the change, your right to a refund will be governed by the cancellation terms agreed by the parties.
6. THIRD PARTY SERVICES
Quant’s Services may include links to third-party websites such as Calendly, as well as links from other websites to our Services. By accessing these third-party resources, you acknowledge and assume any associated risks. You further acknowledge and agree that Quant shall not be held responsible or liable, directly or indirectly, for any damages or losses resulting from or related to your use of, or reliance on, any services available through such third-party websites or resources. It is your responsibility to review the terms and conditions and privacy policies of any third-party sites you visit.
7. DISCLAIMER AND LIMITATION OF LIABILITY
The Services provided by Quant are intended for informational, analytical and coding purposes only and do not constitute financial, tax advice or investment recommendations.
You expressly agree that your use of, or inability to use, the service is at your sole risk. All products and services delivered to you are (except as expressly stated by Quant) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties, or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
By using our Services, you acknowledge and agree that Quant is not liable for any trading outcomes or decisions you make based on the information provided. Trading in financial markets involves significant risk, and past performance does not guarantee future results. You are solely responsible for your trading activities, and in no event shall Quant be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our Services or reliance on any information provided. Your use of the Services signifies your acceptance of this disclaimer. If you do not agree to this disclaimer, please refrain from using our Services.
8. PROHIBITED ACTIVITIES
In addition to other prohibitions as set forth in the Terms, you may not access or use the Services for any purpose other than that for which Quant makes the Services available. You are prohibited from using the Site:
For any unlawful purpose;
To solicit others to perform or participate in any unlawful acts;
To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances;
To infringe upon or violate our intellectual property rights or the intellectual property rights of others;
For transactions involving (a) narcotics, steroids, certain controlled substances, or other products that presents a risk to consumer safety, (b) items that encourage, promote, facilitate, or instruct others to engage in illegal activity, (c) stolen goods including digital and virtual goods;
To trick, defraud, or mislead Quant and other users, especially in any attempt to learn sensitive accounts and any other information.
To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;
To submit false or misleading information;
To collect or track the personal information of others;
For any obscene or immoral purpose;
To make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email.
To upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; or
To infringe upon or violate our intellectual property rights or the intellectual property rights of others;
Quant reserves the right to terminate your use of the Service or any related website for violating any of the prohibited uses.
9. TERMS AND TERMINATION
These Terms shall remain in full force and effect while you use the Services. Without limiting any other provision of these Terms, Quant reserves the right to, in our sole discretion and without notice or liability, to deny access to and use of the Services, to any person for any reason or for no reason, including without limitation for breach of any representation, warranty or covenant contained for breach of any representation, warranty, or covenant contained in these Terms or of any applicable law or regulation.
Quant reserves the right to terminate the services provided to you under the conditions, including but not limited to non-payment, misuse of services, or breach of this agreement. In the event you engage in unethical conduct or fail to make required payments, Quant may terminate the agreement immediately. You acknowledge and accept responsibility for any delays caused by their actions, including but not limited to failure to provide necessary documentation or payment in a timely manner. Upon termination, Services will be suspended, and you will lose access to all associated resources and materials. Furthermore, if you do not submit payment and signed documents within forty- eight (48) hours of receiving the offer, the offer and all terms outlined in the accompanying documents will become null and void. Upon receiving the offer, quote, or document for signature, you are granted a period of six (6) hours to respond and process the required payment. It is essential for you to adhere to this timeframe to ensure timely processing and to avoid any potential delays in Service delivery. Any response or payment received after the six-hour window may result in postponements, for which you acknowledge and accept full responsibility. You understands that such delay may affect project timeline and agree to communicate promptly to facilitate a smooth transaction.
10. INTELLECTUAL PROPERTY RIGHTS
All strategies, concepts, and materials developed specifically for you during the course of our engagement shall remain the exclusive property of you.
Notwithstanding any other provisions in these Terms, you acknowledge that Quant may retain certain residual knowledge, skills, and experience gained during the course of providing services to the client. “Residual Knowledge” refers to the general knowledge, skills, and experience that are not specific to the client’s proprietary information or confidential materials but may be applied to future projects or engagements. This ensures that while your unique strategies are protected, Quant can continue to enhance and refine its offerings for the benefit of all clients.
11. INDEMNIFICATION
You agree to defend, indemnify, and hold Quant harmless, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of:
Use of the Services;
Breach of these Terms;
Your violation of the rights of a third party, including but not limited to intellectual property rights; or
Any overt harmful act toward any other user of the Services with whom you connected via the Services.
Notwithstanding the foregoing, Quant reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify Quant, and you agree to cooperate, at your expense, with our defense of such claims. Quant will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.
12. APPLICABLE LAW AND DISPUTE RESOLUTION
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Germany, excluding its conflict-of-laws rules. In the event of any dispute, controversy, or claim arising out of or relating to the service agreement or these Terms, both you and Quant agree to first attempt to resolve the matter through informal discussions within thirty (30) days.
In the event that the dispute remains unresolved following the initial period specified herein, any and all disputes arising out of or in connection with this agreement shall be submitted to arbitration. Such arbitration shall be conducted in accordance with the rules established by the German Institution of Arbitration (DIS) and shall take place via online mode, with proceedings conducted in the English language. Either party, you or Quant, may initiate the arbitration process by filing a formal request for arbitration.
It is understood that neither the attorney-client privilege nor the work product privilege shall be deemed to have been waived by any statement or disclosure made during the mediation proceedings. You and Quant agree to participate in good faith and make reasonable efforts to resolve the dispute amicably before resorting to further legal action.
13. MISCELLANEOUS
Modification. Quant reserves the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. However, Quant has no obligation to update any information on our Services. Quant will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services. Quant cannot guarantee the Services will be available at all times.
Entire Agreement. These Terms and any operating rules posted by us on the Services constitute the entire agreement and understanding between you and Quant.
Waiver. Quant’s failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. These Terms operate to the fullest extent permissible by law.
Assignment. Quant may assign any or all of our rights and obligations to others at any time. Quant shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.
Severability. If any provision or part of a provision of these Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions.
Survival. The following provisions shall survive and remain in full force and effect: (i) limitations of liability; (ii) intellectual property rights; (iii) confidentiality obligations; and (iv) any other provisions that by their nature are intended to survive such termination or expiration.
Relationship between us. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Terms or use of the Services.
You agree that these Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms and the lack of signing by the parties hereto to execute these Terms.
14. CONTACT US
To resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:
Personal-Quant
Bockenheimer Landstraße 17-19
60325 Frankfurt am Main
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